At FMI, we believe healthcare professionals deserve more than just an insurance policy.
We combine specialist indemnity with world-class claims defence and practical risk management tools. Our mission is simple: to protect, support better outcomes, and provide peace of mind in private practice.
COVER YOU CAN RELY ON
Underwritten by certain underwriters at Lloyd’s.
DEFENCE YOU CAN TRUST
Claims handled by Clyde & Co.
SUPPORT BEYOND INSURANCE
Education, guidance, and resources to reduce blind spots.
REGULATED & TRANSPARENT
Operating under FCA oversight.
AUTHORITY THAT MATTERS
FMI has delegated authority to underwrite on behalf of certain underwriters at Lloyd’s.
Decades of experience in UK healthcare and insurance. Founded Premium Medical Protection, later acquired in a landmark deal by Warren Buffet’s group.
Juliet Bentley has built a distinguished career in the UK healthcare and insurance sectors, specialising in medical indemnity and healthcare finance. She is best known for founding Premium Medical Protection, a provider of medical malpractice cover that quickly gained national recognition for its innovative approach and robust protection. The business’s success led to its acquisition by Warren Buffett’s group, Berkshire Hathaway, marking one of the most significant transactions in the UK medical indemnity market.
At FMI, Juliet brings her deep expertise in underwriting, product innovation, and healthcare risk. She is committed to advancing regulated, transparent cover for private practitioners, ensuring professionals receive the certainty that discretionary models cannot provide.
STRENGTH IN PARTNERSHIP
We work with globally respected institutions:
LLOYD'S
The world’s leading insurance marketplace.
CLYDE & CO
Top-ranked law firm for medical malpractice.
BRIDGE SPECIALITY INTERNATIONAL LIMITED
Insurance Brokers – part of Brown & Brown, a Fortune 500 insurance group.
A leading Lloyd’s syndicate with deep expertise in professional indemnity and healthcare risk, backed by the global strength of MS&AD Insurance Group.
TOKIO MARINE KILN
A long-established Lloyd’s insurer renowned for underwriting complex healthcare and specialty risks — part of the Tokio Marine Global Insurance Group.
AXIS CAPITAL
A global specialty insurer and reinsurer with a strong Lloyd’s presence, providing expert underwriting and financial security for medical and professional risks.
GET IN CONTACT TODAY
Whether you’re ready to apply today or simply want to explore your options, we’re here to support you every step of the way.