At FMI, we believe healthcare professionals deserve more than just an insurance policy.
We combine specialist indemnity with world-class claims defence and practical risk management tools. Our mission is simple: to protect, support better outcomes, and provide peace of mind in private practice.
COVER YOU CAN RELY ON
Underwritten by certain underwriters at Lloyd’s.
DEFENCE YOU CAN TRUST
Claims handled by Clyde & Co.
SUPPORT BEYOND INSURANCE
Education, guidance, and resources to reduce blind spots.
REGULATED & TRANSPARENT
Operating under FCA oversight.
AUTHORITY THAT MATTERS
FMI has delegated authority to underwrite on behalf of certain underwriters at Lloyd’s.
Juliet Bentley has built a distinguished career spanning decades across the UK healthcare and insurance sectors, specializing in medical indemnity and healthcare finance. She is best known as the founder of Premium Medical Protection, a specialist medical malpractice provider that earned national recognition for its innovative cover and robust practitioner protection.
The company’s rapid growth culminated in its acquisition by Warren Buffett’s Berkshire Hathaway group—marking one of the most significant transactions in the history of the UK medical indemnity market.
At FMI, Juliet leverages her deep expertise in underwriting, product innovation, and healthcare risk. She remains committed to advancing regulated, transparent cover for private practitioners, ensuring medical professionals receive the contractual certainty that traditional discretionary models cannot provide.
A former consultant vascular surgeon with over two decades of NHS and private practice experience, Eric Grocott brings a distinct clinician-first perspective to healthcare finance. Frustrated by the restricted, legacy insurance options traditional providers offered to doctors, he co-founded a pioneering medical indemnity business that grew to a successful acquisition prior to his retirement in 2018.
Driven by a shared commitment to put medical professionals first, Eric returned to the industry to serve as Medical Director for First Medical Indemnity (FMI).
Leveraging his rare dual expertise as both a veteran surgeon and an indemnity founder, Eric oversees product development to ensure FMI delivers tailored, reliable cover designed specifically around the evolving needs of individual clinicians and specialties.
STRENGTH IN PARTNERSHIP
We work with globally respected institutions:
LLOYD'S
The world’s leading insurance marketplace.
CLYDE & CO
Top-ranked law firm for medical malpractice.
BRIDGE SPECIALITY INTERNATIONAL LIMITED
Insurance Brokers – part of Brown & Brown, a Fortune 500 insurance group.
A leading Lloyd’s syndicate with deep expertise in professional indemnity and healthcare risk, backed by the global strength of MS&AD Insurance Group.
TOKIO MARINE KILN
A long-established Lloyd’s insurer renowned for underwriting complex healthcare and specialty risks — part of the Tokio Marine Global Insurance Group.
AXIS CAPITAL
A global specialty insurer and reinsurer with a strong Lloyd’s presence, providing expert underwriting and financial security for medical and professional risks.
GET IN CONTACT TODAY
Whether you’re ready to apply today or simply want to explore your options, we’re here to support you every step of the way.